Equity loan on strip mall . How to?

[Bill Cippola]

We currently have a few commercial properties in Georgia with $0 debt. Looking to acquire more flip properties and do some maintenance on other properties. Looking at about a $300,000 loan on a property valued at approx $800,000 - 1 million. What parameters will a lender look at? Personal bills, other assets, etc? Current rates on these loans? NOI is about $60,000. Low rents in my area :(

Thanks in advance

BC in Canton, Ga