Question on commercial financing downpayments

[Kel Hoffner]

I'm new to commercial development... We own a building that we're going to make into a mixed used development. So after looking through the forum I've noticed the "you have to have skin in the game" quote alot on downpayment percentages. So if I have 150K in soft costs I'm paying, and 1.5m in hard costs for construction, will the bank consider the the building I own (free & clear) and developing as a percentage down or not. Just didn't know if commercial works different from residential. Are they looking at LTV? Thanks!