Multi Use Financing?

[Robert Capozzoli]

Hello,

My wife and I came across a 4 unit multi use opportunity in NJ. It has 3 commercial spaces on the first level and a large appartment on the 2nd floor. We would live in the apartment. I was told I need 25% down by the realtor to get financing. Is this true?! I can't imagine this being the case with all the financing options available. I thought anything under 4 units is considered non commercial, but it's a multi use property so I'm not sure. 

Any insight and let suggestions?

Thank you,

Rob