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Updated over 7 years ago,

Abraham Anderson's profile image
Abraham Anderson's profile image
Abraham Anderson
  • Investor
  • from Sevierville, TN
  • Member since Apr 8, 2015
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User Stats

121
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674
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Abraham Anderson's profile image
Abraham Anderson's profile image
Abraham Anderson
  • Investor
  • from Sevierville, TN
  • Member since Apr 8, 2015
Connect
Abraham Anderson
  • Investor
  • Sevierville, TN
674
Votes |
121
Posts
Commercial Real Estate Investing

20 vs 25 year amortization

Abraham Anderson
  • Investor
  • Sevierville, TN
Posted

I'm in the process of purchasing a 20 unit complex. The bank has given me 2 choices. Option 1 is a 20 year amortization 4.8% vs a 25 year amort @ 4.99% (both with a term of 7 years). The payment would be $7,624.87/month for option 1 and $6,832.89 for option 2.

Which would you go with, and why?

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