Refinancing commercial real estate without w2 income

[Alex Silang]

I was wondering if it was possible to do a cash out refinancing for a commercial property without a w2 job. 

For a conventional 30 year residential, this is not possible as banks look at income.

However, I believe this is not the case with commercial? They are treated more like investments. 

[Jared Rine]

@Alex Silang

Being a CRE financing broker, most of the replies above are correct.

There are lenders out there who will provide stated income financing for commercial properties as long as the property cash flow is able to service the debt at their requirements, so your personal income is not required nor even looked at.

just my .02

Jared