What is the responsibility of the member paid a 3% loan guarantee fee?

[Chris Blackburn]

Any real-life experience of understanding if a member was paid a 3% loan guarantee fee, (on top of a similar 70% fee from USDA) what responsibilities that paid member may have in with the project or loan?  (vague, I know).

I know they are being compensated for their liquidity and responsibility for covering that amount, but are they responsible for making the payment?

In my projects, if I am the guarantor- even if I was not paid a loan guarantee fee, the project ALWAYS gets funded by me if there are shortfalls.    As an investor/member in another project, it appears the guarantor w/ a loan fee paid is not addressing this the same way our team would.