Seeking Financing for Industrial Property

[Thomas Wright]

Hello, I am new to this forum. Forgive me if this is not in the right spot.

I am seeking $4.5mill for a property I am wanting to acquire. I have spend a few weeks of 12 hour days exhausting all financing possibilities I can conceive of and find.
I even emailed the city a moment ago asking them if they could take a municipal loan to help me acquire their "High Priority" industrial lot. They care a lot about this property by the way.

Can anyone here help me get financing, or provide financing themselves?

I have glamorous assets (mostly sarcasm):
80k in cash
No property
No expenses
low income (3k a month)
I have two engineering degrees and a math minor (electrical engineering and renewable energy engineering)
I have 693 credit. My only credit line was my student loan, it was small and it is paid off. Records show payment was 'excellent'

The property:
it has 168k yearly lease income presently (stable)
30k yearly tax expense
60 acres
several buildings available for leasing, most are vacant or underutilized
40 acres are paved space; can be leased
20 acres are prospective residential that can be broken off to sell
etc etc

Though I have low income, I want to leverage property's income to work with a loan's payment plan. With grace period or adjustable interest rates, I improve the lease income of this property to fortify my loan payback power. I need a lender who can take a risk! I need a diamond hand, not these paper handed banks.

Advice, thoughts, especially a deal/offer, anything would be greatly appreciated.

[Nathan Gesner]

First off, $165k gross income is really, really low for a $4.5 million property. Secondly, why would anyone loan that much money to someone with no track record?

I think you need to network with more experienced investors. If this deal is worth anything, you can wholesale it to someone or perhaps partner with them and learn the ropes.