Need help/ advice with land split at refi closing (Tomorrow)

[Chris Smith]

Hi All, 

Hoping to get some info/ help here. I close tomorrow on my refi and its been like pulling teeth the entire process.

I purchased my first property two years ago and it had two combined lots, with a home on lot 2. The county said I could segregate at any point. The bank agreed but they are both under the current mortgage.

I improved Lot 2 (The home and it's lot) enough to appraise for enough to cover the loan. I am now closing on a refinance which is just for lot 2 and the home on it.

Along with the deed of trust for the new loan on lot 2, is there anything the title company needs to be filing to show that I now own lot 1 free and clear? I have not seen any documentation about lot 1 being paid off, etc.

My concerns stem from the mobile title showing up two days ago having the deed of trust with both parcels still on it and I had to send him away.

Sorry if this is confusing, Any advice would be awesome and much appreciated-