Closing costs: owner finance vs private lender

[Jay Cam]

Hello again bp family. Here is a question that I have been trying to get an answer to. I'm looking into purchasing via owner financing and also private money. I have a budget that I must consider. Are the closing costs less for me if I buy via owner finance and make payments vs using a private lender for the entire amount? If yes, are the costs significantly different? I am in MO.  Thanks