I'm 18 and wanting to get into my 1st rental property, but I need some help.

[Hayden Gerstner]

I've been working at a real estate firm for about a year now, just finished my classes to get my license, so I'm familiar with most things. But this is technically my first job. So I don't have any credit built up. I really want get into a multi-plex but a condo/duplex will suffice. I read a lot of Robert Kiyosaki, and I'm pretty convinced on this being a life goal! I Don't really have any debt, I have car payment, but as of now it's in my grandfather's name. The only Credit/Debit card I have is from a local bank. I have roughly $4,000 saved. But $3,500 will have to go to RE/MAX once I am an agent, Currently I'm making $350 a week as an assistant. So, if anyone here is experienced with lenders and first time home buyer loans, this is my question... With what I currently have, what is an estimated loan amount I can get? And If there is anyway to build my credit score that would be helpful! Also I have to do my own taxes, so they haven't been taken out yet. And for the first time home buyer, don't some banks allow you to get one with no down-pay? And since I will be renting them, do I have to actually live on the property for the first year? And to what loan amount does that exceed to? I know it varies from bank to bank. But by the time I'm off or am free, nearly all the banks are closed. So any advice would be greatly appreciated! And I live in Texas if that helps!