Help for investing in Saint John, NB Canada

[Leo Le]

Hi everyone,

Iam in BC right now & I am currently in the stage of looking for a realtor in Saint John ,NB to look for my secondary investment property. My budget is 150k-170k  plus 5% closing cost and hope to get duplex with that range. I hope someone can help with what kind of big expenses  are in the multi family properties i need to know when looking for properties(can only think of roof, deck, insulation , heating system )

Also, Not sure if I jump ahead but I am trying to sort out all the related expense for rental property below with my conservative estimate per year

Property management fee (10%)

insurance :2500

property taxes: 2000 -3500

Owner paid utilities : 2500( in case of paying oil burning heating system , if tenant pay their own electric heat so i guess i can eliminate this expense)

snow/lawn: 1200

Accounting cost: 100

Vacancy reserve (5%)

Maintenance reserve (10%)

Can anyone give the idea if i include these expenses correctly ? or plz let me know if there are any thing i miss

thanks a lot