How often do you inspect your rentals?

[Cheryl C.]

Allstate just denied a claim stating lack of due diligence/protection of my property due to insufficent inspection on my part. The adjuster told me that I should inspect my rentals every month or two! Is he crazy? It turns out that the damage (water leak) came from the upstairs unit. My utility closet is located on a balcony and the hvac filter is accessed from inside the unit. In other words, I doubt it would be checked unless the hwh or hvac weren't working. The water was a slow leak from the unit above which caused a mold issue in my unit.

So, anyway, what is your inspection schedule and do you inspect outside utility closets if everything is working?