Financing Up in the Air

[Louisa Seales]

I am trying g to close on my third rental property it's a duplex. The inspection for the property was up yesterday 09/29. My bank who have had two weeks have not gotten back to me with the HELOC. They say it's with the underwriter and because I am 4 points short with beacon score, which I find impossible, because in March I was over 815 and recently 760 or 780. I am in Limbo, banks are closed today but others things are actively open such as the seller wanting to allow buyers to walk through. The mortgage broker is asking for an extension to Wednesday because they cannot get in contact with the underwriter. Not sure what to do to move this along!