RE Investment strategy; lender credits

[Peter Kim]

Hello all!

I just purchased a 3br 2ba 1,500ish sq ft for 252,000k. After doing market comparisons, I believe I can charge anywhere between $1,500 at the lowest and $1,800 at the highest for rent. 

Obviously, the monthly mortgage (plus tax and insurance) will change depending on the % I borrow but I wanted to get everyone's feedback before I make a decision. I'll write down the rates below. 

2.75% - 0 lender credits - $1,327/mo mortgage
2.875% - $1,200 lender credits - $1,340/mo mortgage
3% - $2,023 lender credits - $1,337/mo mortgage
3.25% - $4898 lender credits - $1398/mo mortgage

I'm leaning more towards the 3.25% so I pay close to nothing for closing costs but obviously with the estimated rent, I would have to charge $1,600 to cash flow maybe $100. I do plan on selling this home in 3-5 years to break into the multi-family homes.