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Updated almost 3 years ago, 02/27/2022

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Jamie Eshleman
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Using a USDA loan for a house hack

Jamie Eshleman
Posted

I currently have two properties that I acquired via househacking using an FHA loan. I currently have an FHA loan out on the duplex I live in with a 2.25% interest rate and don't want to refinance out of it if I don't have to.

I am looking/curious about acquiring a third property through a USDA loan house hack. I was wondering if anyone has any experience doing this or going through the USDA loan process. If so, did you face any obstacles using a USDA loan that you wouldn't experience with a conventional, ARM, or FHA loan?

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