2 single family houses on 1 parcel

[Michael Dahl]

I am a house hacker and looking at buying a property in the Twin Cities area of Minnesota. The property has two single family houses (2bed/1bath, 1bed/1bath) on the same lot and they are selling as a packaged deal. The tax Land Use Code states "Two Residences on One Parcel". Could I use a standard conventional loan of 5% down and treat it like a regular single family home purchase? Or would I have to use the conventional owner occupied loan of 15% down? I have used the 3.5% FHA loan already and its still on my first duplex. Thanks for the help!