what are some costs people typically dont take into consideration that could cost alot of money later on

[Philip Sigillito]

Hi,

Im wondering what more experienced investors have found to be costs that they just did not realize were more important then they treated them when starting out.

Also, I understand the idea of "closing costs" but I am wondering what exactly is included in them. How could one cut down on closing costs, or is this question entirely off base?