Looking for advice if I should buy this deal

[Ivan Correa]

I have 2 deals I'm looking at

1 is a 2 family and 1is a 3 family. The 3 family is in a rough neighborhood prime section 8 real estate, 2 apartments vacant 1 occupied. The 2 family is in the best part of town both units are occupied.

The 2 family is asking for 74k with a current offer of 80k, tenants won't allow access and were not sure if they're paying rent, home needs about 10-15k from what we could see and its worth about 130k. Unit mix is 1 2 bedroom and 1 1 bed

Rents are currently 750 for the 2 bed

And 500 for the 1 bed.

Should be 800 for the 2

And 600 for the 1 bed

The 3 family is asking 74k and would accept 67.5k

The one apartment has a tenant that has not paid for a year and the moratorium dosent expire until the 10th of June . The Unit mix is 2 2bedrooms and 1 1 bedroom.Needs about 20-25k and thats adding a big cushion to be rent ready ARV is 100k .

Rents should be

2 bedrooms 750

1 bedroom 600

I don't know how to get these tenants out if I inherit them any advice would be great. Hard money is willing to lend on these loan 80/100 at 9.5% 3.5 points on each 20% down .

Income once stabilized should be $3450 month

Net income saving for Capex, management etc is

$20,700

Money out of pocket is $22.4k for the 2 family

For the 3 is $18.9k total is $41.3k

Arv 130 k + 100k

Refi would be 70% arv

Full loan would be 146.2k

Cash out is 70% is $161k

Cash left in the deal would be $26.5k

COC =75%

Fear is the issues with inherited tenants and the moritaroum. Is this a deal I should do any advice I would greatly appreciate anything I should ask or forgot to mention please let me know.