advice when short on cash

[Jeff Lappe]

Recently purchased a duplex, living in one side and renting the other, and bought a $65K piece of equipment along with paying a sizable tax bill. Now that I've invested most of my cash I've found a deal I really would like to close on and would like to know if anyone has any suggestions or advice.

The deal is for a 3bd 1.5ba on the lake in a very popular tourist area. The home is in good shape and is a family inheritance so they just want to get cash and get out of it. I made an offer to buy at their asking price with owner financing and I checked into the possibility of using as a vacation rental for the length of the owner financing then refinancing and possibly moving into the home as my primary residence. Right now it is not listed and I believe well below market value with the Airbnb calculator estimating $45,000 income possible.

Would really like to make this happen so any advice on how to structure a deal would be great.