Balloon Payments, The Dodd-Frank Act and is there a way to do it?

[Tom Miller]

I am a seller of vacant land parcel and I have a buyer that wants to close at a great purchase price, 25% down and have 6 months to pay the balance in full. The terms would be no interest and no monthly payments. The buyer needs this time to install a well on the land and qualify for her bank financing to cash me out. I am good with all that. My question is... Does writing a promissory note with a 6 month balloon payment violate the Dodd-Frank Act on balloon payments and if so what is the solution to this?