90k or $175 per month??

[Garrett Hollenbach]

Hello BP! 

I have about $148,000 left on a mortgage for one of my rentals. It is worth roughly $240k (so about 80-90k in equity). 

Refinancing and renting is not an option (I would be way below the 1% rule in my market). 

Should I sell or continue to rent? Here are the quick numbers: 

Sell: 80k-90k in non-taxed cash (I lived there four years before I rented it out). 

Hold: $175 per month is pure cash flow

Which would you do? 

Thanks,

Garrett