? about DTI ratio and moving out right after refi on our primary

[Karen Mills]

Our neighbors house is going on the market in two days and we can offer cash but would want  to refinance fairly quickly.  Need to move quick as I know the market is bonkers (Eastern North Carolina)

3 questions-

1st question- about DTI- we have 4 rentals-3 with very little cash flow but longevity (all purchased over 10 years ago) and we are at least not losing money on them (yes, need to work on raising rents etc, all long term renters). We bought a 4rth house in September but instead of a cash out refi on it we are refinancing another rental property that had more equity. We put in 84000 in the new, paid off property and are renting it out for 1200/month (STR). To make a long story short is our DTI or other factors going to cause us problems to cash out refi this home (definitely worth 239,000 and if doesn't appraise for that we can pay the difference). We otherwise have no "bad debt", (no car loans etc). The credit union I am doing the rental refi at said my DTI was close but I am doing that refi only under my name. (couldn't do it with our other lender (for our primary) due to the Fannie Mae changes)

2nd question- approaching our recent lender who we just refied out primary home with .  I want to ask our local lender about this tomorrow since he knows our financial state best but I am hesitant  because we just refinanced our primary property with him with every intent to remain here until speaking to our neighbors tonight. In fact we put an offer on a place last week that would have made this purchase impossible but it wasn't accepted.  Can I approach him or best not to burden him with this info? Refied literally last week. 

Numbers if needed

New house 239000. 

Current home of 12 years- -worth about 220,000- just cash out refied and getting about $40, 000 out, financing 160,000. Would rent out (STR) if this all works out

Rental properties 1 worth 120,000 owe 43,000  one worth 84, 000 owe 43, 000, one worth 130, 000, refinancing but will still have 35% equity, one paid off (worth 84000)

3rd question- have about 5 bitcoin- can I this to help with our DTI?

Highest credit score was 850 lowest , high 700s

Thanks to anyone willing to read this and respond!