Mortgage Financing - Down Payment Options?

[Tim Hershberger]

Am looking for advice on down payment options other than the traditional 20%. We lost our business in 2018 and defaulted on an SBA loan. Although it was dismissed by the court we now appear on the governments CAIVERS report and underwriters won't approve us for a VA loan. Assume it's the same for FHA. Altogether I now make over $200K a year.

Does anyone have information on programs for obtaining financing (bank/mortgage company) that we don’t need the traditional 20% down?   We want to s

Make our first purchase in Pensacola Florida