Analyzing House Hacks & Mix Use/Commercial

[Rory Cox]

Hello Again BP Community!

Recently started analyzing properties using the Rental Calculator, which I love. While ultimately we plan to try multi family units outside SF. We’d like to try a house hack on a 2-4 unit here locally.

Do “house hacks” have any other metrics to consider, since we’d be able to pay a large portion of mortgage? Also,should we expect anything different in loan packages?

Lastly, we own a business with 3 locations here in SF that we intend to start scaling around US. We want to buy commercial & small mix use buildings as our current commercial rents in SF can cover hefty mortgages which our biz model can comfortably withstand (especially in areas with lower minimum wages/taxes,etc). Is there a way to best analyze properties considering this unique scenario?  

Thanks as always for the time, consideration and guidance.

Rory