Selling Stock vs. 401k Loan

[Tucker Cummings]

I've got stocks, IRA & 401k and was just wondering - if I ever want to use funds from these as a down payment on a house, or towards a BRRRR strategy, etc. would it be more advisable to sell the stock or take a 401k loan?

Selling the stock would just be done and I'm not on the hook for anything, 401k could have potential penalties, but the benefit is I'm paying myself interest. They're both the same asset class (stocks) and I'm leaning more towards stock sales, but I'm interested to hear BP Community thoughts.