Seeking advice when to leverage Private Lending or CASH

[Mark Valle]

Blessings, I have purchased, renovated and sold 4 properties successfully and under budget to date utilizing cash. A majority of the renovations are not being outsourced in order to maximized my profits. I am interested in leveraging some 'Private Lending' financing going forward on my next property which is currently under contract and should close in a 1-2 weeks. The goal of this property is to sell not hold. So the question is should I pay cash for remaining purchase/closing and utilize Private Lending for the rehab($75k) OR  leverage 25% Private Lending towards purchasing/closing($75k) and fund the rehab with cash?    In other words, since I handle a majority of the renovations, which option is easier to obtain Private Lending towards, Purchase or Rehab?

Here is the scenario: 

Purchase Price: $325,000

Cash Contract Deposit: $32,500

Comps ARV: $470,000- $495,000

Est Repairs: $75,000

If you need further details in order to provide a more experienced suggestion please feel free to contact me.

Thank you for your wisdom in advance! 

Mark V