USDA loan advantages aside from 0% down

[Greg Koszkul]

Hello! I am considering offering on a USDA loan-eligible property. It is in relatively good condition and a 3 br. I will be renting out the other 2 rooms, and living in the third (owner occupied investment). Are there any disadvantages in the long run for this type of loan?

Currently I set up my spreadsheet and with me living in it we would be at about -$200 cash flow after all expenses. Would this be a better strategy (paying 0 down payment and costing me $2,400 over 1 year) versus getting a property that only has a conventional loan 3% down but cash flows positive $200-300?