Asking Lenders my options Orlando Florida

[Fab Ragh]

I am interested a property and have some questions.

First time home buyer programs/benefits.

What benefits are available to me and is it worth doing FHA?

Is there any point to using FHA Loan if I can put down the 20%?

The PMI would basically be an additional expensive that I wouldn't have to pay if I put the whole 20%.

Does being first time buyer work in my benefit?

The house would be a primary residence for myself. How does this benefits me and what extra incentives would be available to me and what should I look for rate wise with the current loan rates.