House Hack conventional 5% down loan NON FHA

[Josh Mills]

I plan on house hacking with a 2 family home. Prior to 2021 I was able to get a 5% conventional loan as a first time buyer but unfortunately did not find a home during 2020. I have finally found one (!!) and am now being told that it is not possible and need to go the FHA route. Anyone know of a non FHA/ conventional loan where I can put 5% down? Looking to avoid the high PMI that FHA brings. I understand I will still be paying some kind of PMI until 20% ownership. I have excellent credit and good income. Thanks in advance!