Hey, everyone. I am new but, at the age of 45, I need to get on the ball. I bought a place recently in upstate NY. A perfect year-round location to get short term renters, with hiking, skiing, kayaking, etc. 

Now, as that is about to close, I'm am thinking ahead. I can take up to $200k in equity out of my current home in Queens, but I'm not sure what my first option should be. I can't decide between flip, long term, BRRR, or what have you. So many options have my head exploding. I've been looking into RoofStock as well, but then that is long term. BRRR has me really interested, but I am a newb and really don't want to screw this up. I was poor most of my life and I never want to go back there. Private lending is another option.

Point is, I don't know which direction to go. Or where to look (i.e. here in NY, NJ, CT, PA....or. as in RoofStock- across the country). Then you have the issue of how to get the equity out- HELOC vs Cash out refi. I'd eventually like to get to a point where I could work with others and build something where I'm not using all of my own money to make deals.

I'm rambling aren't I? What can you tell me? What's my goal? My goal is to pave the way for a job so I can retire from teaching early and do something for me. I'd like to make at least as much as I do now. 14 years teaching impoverished youth has been amazing, but it's hard on the body and soul. I can't do it until I'm 62. 

Thanks for reading (if you made it)