I am purchasing a commercial property with seller financing

[Jennifer Kris]

Hi all, I am purchasing a commercial property with seller financing (land contract) and need to know what a perfect contract should look like that benefits and protects me. I am offering a fixed rate payment for 10 years, no prepayment fee, 20% down. the seller wants an adjustable rate and full asking price any thoughts?  any examples on what great terms would look like? don't get me wrong I'm not trying to take advantage of anyone. I want the contract me over the seller just a little :)