Private Money and IRA Loans for my Cash Cow :(

[Howard Montaque]

I have just bought a flip and found a cash cow fourplex. My money is tied up in the flip house. I need $60k and found a private money investor but they want first position/mortgage but I bought the house with hard money. Not cash... I looked into taking a loan out on our IRA but you can only put the money back in at $6,000 a year. I dont want to lose this fourplex as its grossing $10,400 A MONTH! I NEED HELP FIGURING OUT MY OPTIONS! This is driving me crazy... I only need the $60k for less than 6 months, to be paid back at the sale of the flip and/or the profit from the fourplex.