Lower price or credit towards settlement?

[Juliane Calboli]

Agreement of Sale is signed. After home inspection we negotiated 2K in our favor. What could be the benefits in either lowering the buying price (and adding addendum to aos) or putting it as credit towards settlement costs? Is one option much better than the other for us? Maybe in connection with taxes, mortgage, appraisal, insurance? It’s one twin which is going to be a rental and the bank appraisal will take place soon. I appreciate all comments. Thanks!