4-plex funding - what to do???

[Ryan Cooley]

Hi BP! 

I found a $300k 4-plex in Pinal County in Arizona. The total rent is $3500 between the units. 

I don't have the cash to fund the entire down payment of the loan ($60k + closing costs). 

Would you recommend finding a partner or taking a loan to use on the deposit? 

Their is also an option to do seller financing, but the terms the seller will agree to aren't great (5-year balloon).