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Updated over 4 years ago,

Clint Shelley's profile image
Clint Shelley's profile image
Clint Shelley
Pro Member
  • Surveyor
  • from Dothan, Alabama
  • Member since Mar 5, 2014
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Clint Shelley's profile image
Clint Shelley's profile image
Clint Shelley
Pro Member
  • Surveyor
  • from Dothan, Alabama
  • Member since Mar 5, 2014
Connect
Clint Shelley
Pro Member
  • Surveyor
  • Dothan, AL
391
Votes |
425
Posts
Buying & Selling Real Estate

Do I need a new bank?

Clint Shelley
Pro Member
  • Surveyor
  • Dothan, AL
Posted

I am in the middle of purchasing a commercial property with 2 buildings. I lease one, the other is empty. I'm buying at 120 and the appraisal came back at 158. My lender who I have a long track record with is only loaning to cost and not value. They have all of my banking. Is loan to cost and not LTV a function of the times or should I refi out if this loan later? I don't mind putting in some cash and have the 25% down but want to be rewarded for a good purchase. Thanks.

Clint

  • Clint Shelley
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