Vacation Multifamily - less than 25% down loan options?

[Joe P.]

Hi all, just wondering if anyone works with any lenders who fund multifamily vacation homes for less than 25% down payment?

My goal is to have a duplex/triplex with owner quarters and renting out another unit.

Looking for options as since its multifamily & vacation home -- traditionally MF needs 25% down but vacation is 10%, hoping I fall somewhere in the middle as I don't want to pump a ton of cash into a deal (especially if it cash flows).