Opinions - Always get termite/insect inspections?

[Jeff Ryan]

I just signed a purchase agreement on my 4th property, SFH, as are all of them, and I am getting the inspection, including a separately priced termite/wood boring insect inspection, early next week before proceeding.

  I got the inspection, but not the termite inspection on the last property I purchased.  I am in West Michigan. 

  Do you always pay the extra separately for termite inspections on all properties you purchase, or does it depend on location / age, etc. ?  Just curious as to attitudes on what others do and worth the risk and extra fee, thanks.