Help Choosing between Two Offers

[Bruce L.]

Hi!

I Need some advice, I'm selling in SFR here in Las Vegas. It's listed for $150K, and I think it may appraise at $155K. I'm having a hard time choosing between these two offers.

1) Cash at $159K
2) 50% down Conventional Loan at $165K.

Which one would you take? If it doesn't appraise, couldn't the buyer just pay the difference or get a 60% loan instead of 50%?

Thanks.