What Is a Good Loan-to-Value (LTV) Ratio?

[Rob Bianco]

When doing refinance what LTV Ratio do you guys think is good? I've heard 70% is the norm but my realtor suggested 60% LTV to be more risk averse.

I'm thinking with 70% LTV it will give me more money to buy more real estate which ultimately provides similar safety as my portfolio grows and accomplishes the same thing as a 60% LTV ?

This is for Residential Multi-Family Investment Properties. All my properties are in B-grade areas with pretty good tenant pool.