Help with Foreclosure highest and best offer in24 hours

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Hi Everyone,

I am requesting help analyzing a deal before I put my highest and best offer which is due in 24 hours.

I currently owner occupy a 2 unit which will help offset the price of this property when i move out.

The property address is 727 21st Allentown Pa.

Has 2 car garage which other houses don't. Usually just 1

Asking price:139k

last sold: 157k in 2011

ARV: 175-180k if made really nice.

All comps : 160-170.

Preapproved for 3% conventional loan.

Initial offer : asking price and 3% seller assist. 1500 earnest money

Looking to possibly offer 155k no seller assist and $5000 earnest money.

What are your thoughts on this? We are buying it under my fiancees name and will owner occupy for a couple years or few, while investing still hopefully.

Really want to leave my 2 unit and rent the 2nd unit. Do not like living on top of my tenant and we have a 2 year old. We are dying for a SFH. We don't want to lose this deal. Would appreciate anyone's reply or even call me at 484-fourzeroeight7795.

Thanks,

Gavin