What are my mortgage options?

[Bharath Tata]

Hi All,

I found a property (Zoned Agriculture but is nestled amongst residential homes) in Georgia that I want to buy and have a few plans down the line as to what to do with it. Mostly looking at doing some farming to begin with. Challenge is the land value is more than the house value and hence it might not qualify for a traditional mortgage. I am not going to build anything there so I cannot get a construction loan. What are my options?

Are there any banks that do mortgages for situations like mine? If so which ones?

What kind of mortgage I can get to purchase a property like this? I can do 20% down, not more than that.

Any help is appreciated.