How to House Hack 2nd Property?

[Stephen Solano]

I purchased my first house hack property back in March of 2019 (Two Unit Home) with 10% down as my primary residence. Its been over a year now and I would like to convert that property into a rental and purchase a new primary residence to house hack. I just talked to my bank to obtain a pre approval and they told me that I cant purchase another 2-4 unit as a new primary residence and it would have to be a single family in order to do that, otherwise they would treat it as an investment property and require 20% down. I'm really confused as I've read all about house hacking 2-4 unit properties and moving from one to the other after living there for a year. Any advice or input? Please help!