Have you ever bought a fake title policy?

[Peter Walther]

Most of you have never had this happen to you and never will but I can tell you from personal experience it happens more times than you might think.

https://wlos.com/news/local/ginger-lynn-cunningham-hendersonville-brevard-fake-insurace-policy-buncombe-county-commonwealth

[Steve Morris]

In OR (and WA) most title companies are under the purview of state insurance commissioner that sets their rates.  TX is a more "open" market, so I'd check with the state first.

However, about half of the legitimate title companies are owned by Fidelity whom I don't have a problem with.

Yet in 2009, when things got rocky, there was a real issue with escrow funds being secure in smaller companies also.

I hate to say it, but stick with large legitimate title companies and not one-man offices.