Unique Situation...Seller Financing a big No?

[Garett McKenzie]

Hello, 

I was told by a friend to post on here to get some advice. Here is my current scenario. I am one year out of college living in Atlanta with four friends. Our rent is $4800 per month for a 5bed 2 Bath House in a good area. Our lease is up in July and our landlord has the house on the market. I would really like to capitalize on the situation of being able to have my 4 friends pay it off for me. She told me she would take $650,000 for it. Being one year out of school, I do not have the $$ needed for a large down payment, however I was maybe thinking about proposing a Seller Financing deal to the owner? She owns about 23 houses in the area and wants to get rid of ours because "she would rather rent to girls out of college than guys". Would this be a good idea? Would appreciate any other insight/opinions.