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Updated over 4 years ago,

User Stats

156
Posts
80
Votes
David Maldonado
  • Rental Property Investor
  • Santa Maria, CA
80
Votes |
156
Posts

Debt to income ratio with a personal loan for ADU

David Maldonado
  • Rental Property Investor
  • Santa Maria, CA
Posted

Hey everyone,

Can lenders cancel out personal loan payments from a loan that was used to build an ADU when applying for another owner occupied loan? Would a lease and proof of deposit be enough to not get that perosnal loan payment counted towards my debt to income ratio?