Over Leveraging vs More Cash flow?

[David White]

Is an increase in cash flow worth taking on more leverage?⁣

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Was just running some rough projections on a 4 unit apartment we’re looking to purchase. ⁣

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At first glance both look the same. Until you factor in the down payment amount. 5% vs 20%. Though the smaller down payment provides more cash flow, is it worth the risk of “over leveraging”? Or is the opportunity cost of putting less down just too good to pass up?⁣

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In my opinion there are pros and cons to both. Would love you alls feedback!