Terms for commercial loan, opinions wanted.

[Jose Matuk]

Hi everyone, I just want to see what you all think of these terms, compared with whatever you're getting. This is a commercial loan to an LLC of a small duplex in DFW.

Max LTV/LTC: 80%

Rate: 4.6% Fixed for Five years, then adjusting to Wall Street Journal Prime + 1.0% every five years thereafter

Origination Fee: $480 (0.50%)

Loan Term: 20 Years

Loan Amort: 20 Years

Payments: Monthly P&I

Thanks in advance!