Stimulus /small business loan /other programs questions

[Yuriy Panchelyuga]

I was wondering if you could help me answer a few questions about the stimulus and government help with small business and some back round about me

1.did you apply for the stimulus or any benefits like that business loan that doesn’t have to be payed why or why not ?

1.My back round I sell solar and make 150k a year on average I’m 1099 and I have one employee .my business has been impacted I’ve been selling less and I need to pay for leads instead of knocking on free doors . Which of the different government programs can I apply for if any ?

2. What’s the negatives of applying will it prevent me from getting a loan ?

3.I don’t really need the money but I don’t want to turn down free money my concern is if I have to pay it back then I don’t need it

or if it will prevent me from getting approved for a loan also no point

Should I apply for some kind of help if so what program and why ?

if you think not do it why not ?