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Updated almost 5 years ago on . Most recent reply

User Stats

12
Posts
13
Votes
Madeline J.
  • Portland, OR
13
Votes |
12
Posts

Bank statement mortgage loan rates

Madeline J.
  • Portland, OR
Posted

Hello! I have a private medical practice/recently quit my W2 job. I would be a really really awesome borrower (very secure work, very good credit, 0 debt) but don't qualify for a mortgage because my business has been earning money for less than a year and I quit my other job. 1. Is there such thing as a bank statement loan that considers qualitative data about the borrower when determining the interest rate? I would like to get qualified for a bank statement loan so that I can consider buying a home sooner then hopefully refinance in a year. 

Other question: Does anyone know of bank statement loan companies that offer particularly good interest rates? I'm having trouble finding any rates listed online.

Thank you!

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