Delay Refi Cash Out on propery purchased with cash

[Keith Jefferson]

Biggerpockets family. I just closed on a sfh two days ago. I purchased the property with cash, no loans from any lenders. I wanted to cash out efi (delay refi). I know that I can cash out refi right away (since it was a cash purchase) and cash out on one of the two: the purchase price and closing cost OR 75% of arv, whichever is lower. My question is can I use any bank to apply for a delay cash refi on my recent purchase or is there only specific banks that do this kind of refi?

Thanks!